{"id":16749,"date":"2020-01-16T12:50:18","date_gmt":"2020-01-16T10:50:18","guid":{"rendered":"https:\/\/gda.lt\/?p=16749"},"modified":"2020-01-16T12:50:18","modified_gmt":"2020-01-16T10:50:18","slug":"gyvybes-draudimo-patirtis-nerijaus-istorija","status":"publish","type":"post","link":"https:\/\/gda.lt\/en\/gyvybes-draudimo-patirtis-nerijaus-istorija\/","title":{"rendered":"Gyvyb\u0117s draudimo patirtis: Nerijaus istorija"},"content":{"rendered":"<p>Dalijam\u0117s pasakojimais apie j\u016bs\u0173 gyvyb\u0117s draudimo patirtis. Dar vien\u0105 istorij\u0105 pasakoja Nerijus Darus.<\/p>\n<p>\u012e draudim\u0105 visuomet \u017ei\u016br\u0117jau skepti\u0161kai, ta\u010diau palaikau kaupimo atei\u010diai id\u0117j\u0105. Turiu \u017emon\u0105 ir dvi mergaites \u2013 visi turime gyvyb\u0117s draudimo kaupimo sutartis. Taip pat esame pasirink\u0119 papildomas apsaugas \u2013 nelaiming\u0173 atsitikim\u0173 ir kritini\u0173 lig\u0173 draudim\u0105. Kiekvienais metais su draudikais per\u017ei\u016brime sutartis \u2013 pasitikriname, ar reikt\u0173 k\u0105 nors keisti, kur geriausia investuoti ir pan.<\/p>\n<p>Kalbant apie kritini\u0173 lig\u0173 draudim\u0105 \u2013 turim nekoki\u0105 patirt\u012f, tod\u0117l labai svarbu kiekvienam besidraud\u017eian\u010diam i\u0161sianalizuoti, nuo koki\u0173 lig\u0173 bendrov\u0117 draud\u017eia. \u017dmonai po gripo komplikacij\u0173 buvo diagnozuota vilklig\u0117 (autoimunin\u0117 reumatin\u0117 liga) \u2013 ji nepagydoma, valstyb\u0117 moka invalidumo pensij\u0105, ta\u010diau bendrov\u0117 i\u0161mokos nemoka. Ir viskas tod\u0117l, nes gydytojas, apra\u0161ydamas ligos po\u017eymius, pavartojo ne tokius \u017eod\u017eius.<\/p>\n<p>Nepaisant \u0161ios patirties, manau, jog kaupiamasis draudimas reikalingas d\u0117l sav\u0119s ir vaik\u0173, kurie negali patys sau kaupti, kol nedirba. Galb\u016bt \u0161ios l\u0117\u0161os jiems \u2013 tai pajamos mokslams arba kitoms i\u0161laidoms, kuri\u0173 patys negal\u0117s padengti. Svarbu pasidom\u0117ti visomis gyvyb\u0117s draudimo bendrov\u0117mis, skaityti atsiliepimus apie jas, bendrauti su \u017emon\u0117mis, turin\u010diais gyvyb\u0117s draudim\u0105, su\u017einoti ir i\u0161siai\u0161kinti tiksliai nuo ko apsidraud\u017eiama, kur investuojami pinigai. Tai labai svarbu.<\/p>","protected":false},"excerpt":{"rendered":"<p>Dalijam\u0117s pasakojimais apie j\u016bs\u0173 gyvyb\u0117s draudimo patirtis. Dar vien\u0105 istorij\u0105 pasakoja Nerijus Darus. \u012e draudim\u0105 visuomet \u017ei\u016br\u0117jau skepti\u0161kai, ta\u010diau palaikau kaupimo atei\u010diai id\u0117j\u0105. Turiu \u017emon\u0105 ir dvi mergaites \u2013 visi turime gyvyb\u0117s draudimo kaupimo sutartis. Taip pat esame pasirink\u0119 papildomas apsaugas \u2013 nelaiming\u0173 atsitikim\u0173 ir kritini\u0173 lig\u0173 draudim\u0105. Kiekvienais metais su draudikais per\u017ei\u016brime sutartis \u2013 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16750,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-16749","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-naujienos"],"_links":{"self":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/posts\/16749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/comments?post=16749"}],"version-history":[{"count":0,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/posts\/16749\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/media\/16750"}],"wp:attachment":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/media?parent=16749"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/categories?post=16749"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/tags?post=16749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}