{"id":18310,"date":"2026-11-04T07:57:37","date_gmt":"2026-11-04T07:57:37","guid":{"rendered":"https:\/\/gda.lt\/?p=18310"},"modified":"2026-11-04T07:59:04","modified_gmt":"2026-11-04T07:59:04","slug":"giedrius-rimsa-kodel-savo-turta-saugome-labiau-nei-gyvybe-blind-spot","status":"publish","type":"post","link":"https:\/\/gda.lt\/en\/giedrius-rimsa-kodel-savo-turta-saugome-labiau-nei-gyvybe-blind-spot\/","title":{"rendered":"Giedrius Rim\u0161a: Kod\u0117l savo turt\u0105 saugome labiau nei gyvyb\u0119? | Blind Spot #35"},"content":{"rendered":"<p>Savo turt\u0105 saugome nuo gaisro ar kit\u0173 nelaimi\u0173, ta\u010diau savo gyvyb\u0117s ir sveikatos finansines rizikas da\u017enai paliekame likimo valiai. Kod\u0117l turtas kartais vertinamas labiau nei savo gyvyb\u0117? Apie tai tinklalaid\u0117s \u201e<a href=\"https:\/\/arturasjonkus.substack.com\/\" target=\"_blank\" rel=\"noopener\">Blind Spot\u201c<\/a> k\u016br\u0117jas Art\u016bras Jonkus <a href=\"https:\/\/arturasjonkus.substack.com\/p\/giedrius-rimsa-kodel-savo-turta-saugome\" target=\"_blank\" rel=\"noopener\">kalb\u0117josi<\/a> su Lietuvos gyvyb\u0117s draudimo \u012fmoni\u0173 asociacijos prezidentu Giedriumi Rim\u0161a.<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=-QmFDuTH09s\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-18311 size-full\" src=\"https:\/\/gda.lt\/wp-content\/uploads\/2026\/11\/Blind-Spot-Giedrius-Rimsa.png\" alt=\"\" width=\"800\" height=\"450\" srcset=\"https:\/\/gda.lt\/wp-content\/uploads\/2026\/11\/Blind-Spot-Giedrius-Rimsa.png 800w, https:\/\/gda.lt\/wp-content\/uploads\/2026\/11\/Blind-Spot-Giedrius-Rimsa-300x169.png 300w, https:\/\/gda.lt\/wp-content\/uploads\/2026\/11\/Blind-Spot-Giedrius-Rimsa-768x432.png 768w, https:\/\/gda.lt\/wp-content\/uploads\/2026\/11\/Blind-Spot-Giedrius-Rimsa-18x10.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p>Mes puikiai suprantame, kad automobilis gali patekti \u012f avarij\u0105, o namuose gali kilti gaisras. Ta\u010diau kalb\u0117dami apie savo sveikat\u0105 ar gyvyb\u0119 da\u017enai tampame nepagr\u012fstais optimistais. Esame link\u0119 manyti, kad sunkios ligos ir nelaim\u0117s nutinka kitiems, bet ne mums.<\/p>\n<p>Kod\u0117l Vakar\u0173 Europos gyventojai gerokai da\u017eniau draud\u017eia savo gyvyb\u0119 nei lietuviai? Ar tai tik finansinio ra\u0161tingumo, pajam\u0173 ir draudimo tradicij\u0173 klausimas? O gal prie\u017eas\u010di\u0173 reik\u0117t\u0173 ie\u0161koti gerokai giliau \u2013 m\u016bs\u0173 istorijoje, kult\u016broje ir net civilizaciniame po\u017ei\u016bryje \u012f \u017emogaus gyvyb\u0117s vert\u0119?<\/p>\n<p>Giedrius atkreipia d\u0117mes\u012f ir \u012f kit\u0105 problem\u0105 \u2013 finansin\u012f ra\u0161tingum\u0105. Lietuva \u0161ioje srityje vis dar atsilieka nuo Europos S\u0105jungos vidurkio. Nors investavimo galimybi\u0173 daug\u0117ja, ne visada suprantame, kaip veikia finansiniai instrumentai, kaip infliacija ma\u017eina pinig\u0173 vert\u0119 ir kod\u0117l finansiniu saugumu reikia r\u016bpintis gerokai anks\u010diau, nei atsiranda problem\u0173.<\/p>\n<p>Tai ypa\u010d aktualu kalbant apie pensij\u0173 kaupim\u0105. Pokalbyje aptar\u0117me ir antrosios pensij\u0173 pakopos reformos pasekmes, ir tai, k\u0105 \u017emoni\u0173 sprendimai d\u0117l sukaupt\u0173 pinig\u0173 atskleid\u017eia apie m\u016bs\u0173 finansinius \u012fpro\u010dius.<\/p>\n<p>Dar viena tema \u2013 pats draudimo principas. Draudimas i\u0161 esm\u0117s yra solidarumo susitarimas: daugelis prisideda tam, kad nelaim\u0117s atveju pagalb\u0105 gaut\u0173 tie, kuriems jos prireikia. Ta\u010diau draudimo naud\u0105 da\u017enai vertiname labai savoti\u0161kai. Jeigu per metus nieko blogo nenutiko, gali atrodyti, kad sumok\u0117ti pinigai buvo i\u0161leisti veltui. Nors b\u016btent tai, kad nelaim\u0117 ne\u012fvyko, ir yra geriausia \u017einia.<\/p>\n<p>\u0160is pokalbis n\u0117ra vien apie draudim\u0105. Jis apie m\u016bs\u0173 geb\u0117jim\u0105 vertinti rizikas, priimti ilgalaikius finansinius sprendimus.<\/p>\n<p>Pokalbis Youtube kanale:\u00a0<a href=\"https:\/\/www.youtube.com\/watch?v=-QmFDuTH09s\" target=\"_blank\" rel=\"noopener\">Giedrius Rim\u0161a: kod\u0117l savo turt\u0105 saugome labiau nei gyvyb\u0119? | Blind Spot #35<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Savo turt\u0105 saugome nuo gaisro ar kit\u0173 nelaimi\u0173, ta\u010diau savo gyvyb\u0117s ir sveikatos finansines rizikas da\u017enai paliekame likimo valiai. Kod\u0117l turtas kartais vertinamas labiau nei savo gyvyb\u0117? Apie tai tinklalaid\u0117s \u201eBlind Spot\u201c k\u016br\u0117jas Art\u016bras Jonkus kalb\u0117josi su Lietuvos gyvyb\u0117s draudimo \u012fmoni\u0173 asociacijos prezidentu Giedriumi Rim\u0161a. Mes puikiai suprantame, kad automobilis gali patekti \u012f avarij\u0105, o [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":18311,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-18310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-naujienos"],"_links":{"self":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/posts\/18310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/comments?post=18310"}],"version-history":[{"count":3,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/posts\/18310\/revisions"}],"predecessor-version":[{"id":18314,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/posts\/18310\/revisions\/18314"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/media\/18311"}],"wp:attachment":[{"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/media?parent=18310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/categories?post=18310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gda.lt\/en\/wp-json\/wp\/v2\/tags?post=18310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}